Our Top Priority

Shift wants to make change happen in the safest manner possible. We are always developing cutting edge security processes to protect your data.

FDIC Insured Accounts

Shift savings accounts are FDIC insured up to $250,000.

SSL Encryption

Our website and apps are secured with 128-bit encryption.

Account Safety

Two-factor auth confirms access to authorized users only.

Shift, FDIC Insured

FDIC Insured

Shift savings account funds are insured by the FDIC. In the unlikely event of a breach in security with our partner bank, the FDIC will reimburse a user account up to $250,000.

Additional information available at

Shift SSL

Browser Secured

The Shift website and apps are secured with SSL (secure sockets layer) 128-bit encryption. Encrypted endpoints are always used with our partner platforms, and sensitive bank credentials and data are never stored on Shift servers.

Shift SSL
Shift Security

Verify Accounts

Mandatory two-factor authentication when creating and signing into your Shift savings account helps confirm your identity. Additional security provided by industry-standard partners and trusted financial institutions. Only after Shift confirms your identity will we transfer funds between accounts.

The Fine Print

Shift takes your security very seriously. We do not sell your personal information and enforce strict terms of service.